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  3. Personal Finance

Personal Finance

Free personal finance tools, no login needed. Loan payment, debt payoff, compound interest, and savings goal calculators all in one place. Calculate now.

19 calculators

Loan Calculator

Calculate monthly loan payments, total interest, and full amortization schedule for any loan type.

Simple Interest Calculator

Calculate simple interest earned and total amount using the formula I = P × r × t.

Inflation Calculator

Calculate how inflation affects purchasing power and the future value of money over time.

Credit Card Payoff Calculator

Calculate how long it takes to pay off credit card debt and the total interest you will pay.

Net Worth Calculator

Calculate your net worth by entering total assets and total liabilities to see your financial standing.

Budget Calculator

Analyse your monthly budget against the 50/30/20 rule to see if your spending on needs, wants, and savings is on track.

Amortization Calculator

Calculate your monthly loan payment and see a full amortization schedule with a year-by-year breakdown of principal and interest.

Home Affordability Calculator

Calculate how much house you can afford based on your income, debts, down payment, and mortgage terms.

Income Tax Calculator

Estimate your federal income tax using 2024 tax brackets and standard deductions for single, married, or head of household filers.

Hourly to Salary Calculator

Convert your hourly wage to annual salary and all common pay periods: daily, weekly, bi-weekly, semi-monthly, monthly, and quarterly.

Sales Tax Calculator

Calculate sales tax and total price for any purchase given a price and tax rate.

Profit Margin Calculator

Calculate gross and net profit margin from revenue, cost of goods sold, and operating expenses.

Personal Loan Calculator

Calculate monthly payments and total cost for a personal loan, including origination fees and effective APR.

Car Loan Calculator

Calculate your auto loan monthly payment and total cost, with support for down payment and trade-in value.

Student Loan Calculator

Calculate your student loan payoff timeline, total interest paid, and interest savings from making extra payments.

Refinance Calculator

Calculate your mortgage refinance break-even point and total savings after closing costs.

401(k) Retirement Calculator

Project your 401(k) balance at retirement considering contributions, employer match, salary growth, and investment returns.

Auto Loan Calculator

Calculate monthly car payments, total interest, and full cost breakdown for new or used vehicle financing.

Loan Payment Calculator

Calculate exact loan payments using the standard PMT formula. Find monthly payment, total interest, and total cost for any loan amount, rate, and term.